Terms of Use

This website is owned and operated by First Metropolitan Financial Services. Your use and access of this website is operated by the following conditions. If you do not agree to these terms, or if you do not agree with our Privacy Policy, please do not use this website.

United States Only
The materials in this website are presented solely for the purpose of promoting products or programs available in the United States. If you access the site from locations other than the United States, you are responsible for compliance with any relevant local law.

You hereby agree to guard, indemnify and hold harmless First Metropolitan Financial Services, its owners, affiliates and/or licensors and their employees from and against any and all claims, obligations, liabilities, costs or debt and expenses arising from (a) any claim, obligation or liability related to or arising from your use of the website: (b) your violation of these Term of Use.

Without limiting the proceeding, the materials, content and everything on the website is provided to you “AS IS” and “AS AVAILABLE” without warranty of any kind with respect to the website, content and/or any materials, either expressed or implied, including but not limited to, fitness for a particular purpose, title or non-infringement. Should applicable law not allow the foregoing exclusion of express or implied warranties, First Metropolitan hereby rewards the minimum express or implied warranty required by such law. No advice or information whether oral or written obtained by you from First Metropolitan Financial Services or its employees shall construct any warranty, representation or guarantee not expressly stated in this section. Additionally, First Metropolitan Financial Services does not make any warranties that the website will be uninterrupted, secure, or error free. First Metropolitan Financial Services reserves the right to change any part of the website at any time without notice.

Personal Liability
Your use of our website is at your own risk. First Metropolitan Financial Services will not be liable for any damages. Access to or use of our website or issuing out of any action taken in response to any content, materials, or other information available on the website. This shall apply even if First Metropolitan Financial Services was advised of the possibility of such damages.

Choice Of Law And Enforcement
Your access to our website is governed and interpreted by the laws of the State of Tennessee/Mississippi other than such laws, rules, regulations and case law that would result in the application of the laws of a jurisdiction other than the State of Tennessee/Mississippi.

First Metropolitan Financial Services reserves the right to change these Terms of Use at any time. Your ongoing use of First Metropolitan Financial Services website following the posting of revised terms will signify your acceptance of the revised Terms of Use.